Builders Risk / Installation Floater for Industrial Coating Contractors
An installation floater or builders risk policy protects coating materials in transit and staged at job sites, and covers work-in-progress until project completion. Essential when your material inventory at a project represents significant value.
What it covers
- Coating materials and supplies staged at job sites
- Work in progress — installed coatings before project acceptance
- Materials in transit to project sites
- Temporary storage of coating materials and equipment
- Damage from fire, theft, vandalism, and weather at job sites
Who it's for
- Coating contractors with large material orders staged at projects
- Contractors applying coating systems on major industrial projects where materials are delivered in advance
- Operations where theft or damage of staged materials would create significant project delays
- Coating contractors responsible for materials under contract before application
Why CCA
- Installation floater coverage that follows your materials from order through application
- Per-project or annual reporting forms — pick what matches how you buy materials
- Coverage designed for coating contractor material types — liquid coatings, solvents, specialized systems
- Fast coverage confirmation to satisfy contract requirements before project start
Common questions about builders risk / installation floater
They are related but distinct. Builders risk is typically purchased by project owners for the overall construction project. An installation floater is purchased by the contractor to cover their own materials and work in progress. For coating contractors, an installation floater is usually the right product.
No. GL covers third-party claims. Damage to your own property — including coating materials and supplies — requires property insurance, specifically an installation floater or inland marine coverage.
This depends on the contract. Typically, the risk of loss passes to the project owner at delivery or application. Until that point, you are responsible for your materials. The installation floater covers that gap.
Yes. Contractors Choice Agency holds licenses in all 50 states and writes industrial coating contractor insurance programs coast to coast. NPN 8608479.
We work with AM Best A+ rated specialty carriers with proven appetites for industrial coating contractor risks. Carrier selection depends on your specific operation, state, coating types, and project profile.
Contact us immediately at 844-967-5247. We provide 2-hour claims response during business hours and will guide you through the process of notifying your carrier and documenting the loss.
Yes. Monthly payment plans are available through most carriers and premium finance options. We can walk you through payment options when presenting your quote.
Yes. We can help manage certificates of insurance for your subcontractors and issue certificates to project owners and GCs as required by your contracts.
Founded in 2005 — over 20 years insuring specialty contractors. Industrial coating contractor programs have been a focus area since 2010.
Basic information: your business name, years in business, annual revenue, number of employees, states you work in, coating types, typical project types, and current coverage (if any). Claims history for the past 5 years is also helpful.
Yes, we insure coating contractors from startups to established multi-crew operations. New businesses may have fewer carrier options, but we can typically place coverage that meets your project requirements.
We are experienced with project-specific AI requirements — ISO CG 2010/2037, blanket AI, named AI with specific language. Tell us what your contract requires and we will confirm your policy meets those requirements before binding.
Yes. Multi-state operations are standard for us. Your GL policy typically covers you wherever you work. Workers comp requires separate policies for each state where you have employees — we coordinate multi-state workers comp programs.
844-967-5247, Monday through Friday 8am to 5pm Mountain Time.
12220 E Riggs Road, Suite #105, Chandler, AZ 85249. We serve clients nationwide by phone and online.
josh@contractorschoiceagency.com. We respond to quote requests within 15 minutes during business hours.
Yes. Submit the online quote form at industrialcoatinginsurance.com/quote and we will respond within 15 minutes during business hours. For fastest service, call 844-967-5247 directly.
Pair it with related coverage
Get Your Industrial Coating Contractor Insurance Quote
GL, CPL, workers comp, and more — specialist programs for epoxy, protective, and anti-corrosion coating contractors nationwide.