Commercial Auto for Industrial Coating Contractors
Commercial auto coverage for your coating contractor fleet — service trucks, spray equipment vans, material haulers, and vehicles transporting coating materials and equipment to job sites. Includes hired and non-owned auto for employees using personal vehicles.
What it covers
- Liability coverage for your commercial vehicles — bodily injury and property damage
- Physical damage coverage for owned fleet vehicles (collision and comprehensive)
- Hired auto liability for rental vehicles used in your coating operations
- Non-owned auto liability for employees driving personal vehicles on company business
- Uninsured/underinsured motorist coverage
- Medical payments coverage
Who it's for
- Coating contractors with owned service trucks or vans carrying equipment and materials
- Operations with employees who drive personal vehicles to job sites
- Coating contractors who rent vehicles for large projects
- Any coating contractor with DOT-regulated vehicles hauling coating materials
Why CCA
- Fleet programs for multiple vehicles with volume pricing
- Coverage for vehicles hauling coating materials — coordinated with your pollution liability program
- Hired and non-owned auto included — no gaps for employee vehicle use
- DOT compliance guidance for regulated vehicle operations
Common questions about commercial auto
Commercial auto typically covers vehicular pollution incidents — a coating material spill from a vehicle accident. Your CPL policy may also provide coverage. We review the interaction between your auto and CPL policies to ensure coverage applies.
Yes. Non-owned auto liability is critical if employees drive their personal vehicles on company business. If an employee has an accident on the way to a job site, your business can be held liable — non-owned auto covers that exposure.
Vehicles transporting chemical coating materials may have DOT regulatory requirements. We review your hauling operations and ensure your commercial auto coverage is structured correctly for the materials you carry.
Yes. Contractors Choice Agency holds licenses in all 50 states and writes industrial coating contractor insurance programs coast to coast. NPN 8608479.
We work with AM Best A+ rated specialty carriers with proven appetites for industrial coating contractor risks. Carrier selection depends on your specific operation, state, coating types, and project profile.
Contact us immediately at 844-967-5247. We provide 2-hour claims response during business hours and will guide you through the process of notifying your carrier and documenting the loss.
Yes. Monthly payment plans are available through most carriers and premium finance options. We can walk you through payment options when presenting your quote.
Yes. We can help manage certificates of insurance for your subcontractors and issue certificates to project owners and GCs as required by your contracts.
Founded in 2005 — over 20 years insuring specialty contractors. Industrial coating contractor programs have been a focus area since 2010.
Basic information: your business name, years in business, annual revenue, number of employees, states you work in, coating types, typical project types, and current coverage (if any). Claims history for the past 5 years is also helpful.
Yes, we insure coating contractors from startups to established multi-crew operations. New businesses may have fewer carrier options, but we can typically place coverage that meets your project requirements.
We are experienced with project-specific AI requirements — ISO CG 2010/2037, blanket AI, named AI with specific language. Tell us what your contract requires and we will confirm your policy meets those requirements before binding.
Yes. Multi-state operations are standard for us. Your GL policy typically covers you wherever you work. Workers comp requires separate policies for each state where you have employees — we coordinate multi-state workers comp programs.
844-967-5247, Monday through Friday 8am to 5pm Mountain Time.
12220 E Riggs Road, Suite #105, Chandler, AZ 85249. We serve clients nationwide by phone and online.
josh@contractorschoiceagency.com. We respond to quote requests within 15 minutes during business hours.
Yes. Submit the online quote form at industrialcoatinginsurance.com/quote and we will respond within 15 minutes during business hours. For fastest service, call 844-967-5247 directly.
Pair it with related coverage
Get Your Industrial Coating Contractor Insurance Quote
GL, CPL, workers comp, and more — specialist programs for epoxy, protective, and anti-corrosion coating contractors nationwide.