General Liability Insurance for Industrial Coating Contractors
General liability is the foundation of every coating contractor's insurance program — covering third-party bodily injury and property damage from your coating operations, job site presence, and completed work. We write GL specifically for industrial coating contractor risk profiles.
What it covers
- Third-party bodily injury at job sites — slip and fall, equipment contact
- Third-party property damage during coating operations
- Completed operations liability — claims arising after project completion
- Personal and advertising injury claims
- Products liability for coating materials you supply
- Defense costs for covered claims
Who it's for
- Epoxy floor coating contractors in manufacturing, warehouse, and retail facilities
- Protective coating applicators on industrial structures and equipment
- Anti-corrosion coating specialists working on bridges, tanks, and pipelines
- Industrial painting and coating contractors on plant and facility maintenance work
- New coating businesses that need to meet client insurance requirements
Why CCA
- We place GL with carriers who understand coating contractor operations and don't fight every claim
- Additional insured endorsements for project owners, GCs, and facility operators — same-day certificates
- Coverage structured to work alongside your CPL policy — no gaps in chemical-related claims
- Completed operations coverage that follows your work long after project completion
Common questions about general liability insurance
GL has a pollution exclusion that may apply to fume-related claims. Contractors pollution liability (CPL) is designed to cover those claims explicitly. We structure GL and CPL together so there are no gaps.
$1M per occurrence / $2M aggregate is the standard minimum. Industrial project owners often require $2M per occurrence or higher — umbrella coverage provides that capacity.
GL typically covers third-party property damage, but care, custody, or control exclusions can apply to property in your possession. This is a nuance we review when structuring your program.
Yes. Contractors Choice Agency holds licenses in all 50 states and writes industrial coating contractor insurance programs coast to coast. NPN 8608479.
We work with AM Best A+ rated specialty carriers with proven appetites for industrial coating contractor risks. Carrier selection depends on your specific operation, state, coating types, and project profile.
Contact us immediately at 844-967-5247. We provide 2-hour claims response during business hours and will guide you through the process of notifying your carrier and documenting the loss.
Yes. Monthly payment plans are available through most carriers and premium finance options. We can walk you through payment options when presenting your quote.
Yes. We can help manage certificates of insurance for your subcontractors and issue certificates to project owners and GCs as required by your contracts.
Founded in 2005 — over 20 years insuring specialty contractors. Industrial coating contractor programs have been a focus area since 2010.
Basic information: your business name, years in business, annual revenue, number of employees, states you work in, coating types, typical project types, and current coverage (if any). Claims history for the past 5 years is also helpful.
Yes, we insure coating contractors from startups to established multi-crew operations. New businesses may have fewer carrier options, but we can typically place coverage that meets your project requirements.
We are experienced with project-specific AI requirements — ISO CG 2010/2037, blanket AI, named AI with specific language. Tell us what your contract requires and we will confirm your policy meets those requirements before binding.
Yes. Multi-state operations are standard for us. Your GL policy typically covers you wherever you work. Workers comp requires separate policies for each state where you have employees — we coordinate multi-state workers comp programs.
844-967-5247, Monday through Friday 8am to 5pm Mountain Time.
12220 E Riggs Road, Suite #105, Chandler, AZ 85249. We serve clients nationwide by phone and online.
josh@contractorschoiceagency.com. We respond to quote requests within 15 minutes during business hours.
Yes. Submit the online quote form at industrialcoatinginsurance.com/quote and we will respond within 15 minutes during business hours. For fastest service, call 844-967-5247 directly.
Pair it with related coverage
Get Your Industrial Coating Contractor Insurance Quote
GL, CPL, workers comp, and more — specialist programs for epoxy, protective, and anti-corrosion coating contractors nationwide.